Home Loan EMI Calculator with Prepayments, Taxes & Insurance

Home Loan Details

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Homeowner Expenses

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Partial Prepayments — Amount and Start Date

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Principal & Interest (EMI) ₹ 83,033
Monthly Extra Payment ₹ 0
Property Taxes ₹ 1,042
Home Insurance ₹ 208
Maintenance Expenses ₹ 2,500
Total Monthly Payment ₹ 86,783
Created with Highcharts 8.1.0Totalof allPayments
Down Payment, Fees & One-time Expenses ₹ 15,10,000
Principal ₹ 40,00,000
Prepayments ₹ 0
Interest ₹ 9,82,005
Taxes, Home Insurance & Maintenance ₹ 2,25,000
Total of all Payments
₹ 67,17,005
Home Loan Payment Schedule
(Mar 2024 - Feb 2029)
Created with Highcharts 8.1.0Home Loan Payment / yearBalancePrincipalPrepaymentsInterestTaxes, Home Insurance & MaintenanceBalance202420252026202720282029₹ 0₹ 2,50,000₹ 5,00,000₹ 7,50,000₹ 10,00,000₹ 12,50,000₹ 0₹ 8,00,000₹ 16,00,000₹ 24,00,000₹ 32,00,000₹ 40,00,000Year: 2029Balance: ₹ 0Loan Paid To Date: 100%
YearPrincipal
(A)		Interest
(B)		Taxes, Home Insurance & Maintenance (C)Total Payment
(A + B + C)		BalanceLoan Paid To Date
2024₹ 5,48,596₹ 2,81,739₹ 37,500₹ 8,67,834₹ 34,51,40413.71%
2025₹ 7,14,782₹ 2,81,619₹ 45,000₹ 10,41,401₹ 27,36,62231.58%
2026₹ 7,81,834₹ 2,14,567₹ 45,000₹ 10,41,401₹ 19,54,78851.13%
2027₹ 8,55,175₹ 1,41,226₹ 45,000₹ 10,41,401₹ 10,99,61372.51%
2028₹ 9,35,396₹ 61,005₹ 45,000₹ 10,41,401₹ 1,64,21795.89%
2029₹ 1,64,217₹ 1,850₹ 7,500₹ 1,73,567₹ 0100%

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